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Active Plan

$33.50 per year

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The best and most popular plan for children and teenagers, the Active Plan provides you with the most comprehensive coverage available. It's the perfect plan if you have children who enjoy sports, travel, or outdoor activities.

For children 6 months to 19 years of age.

Key features:

  • Comprehensive medical and dental coverage: The Active Plan provides the best medical and dental coverage, and at higher benefit amounts than other plans
  • Wage loss coverage: If your teenager works part-time, the Active Plan covers up to $1,000 in lost wages due to an accident.
  • Travel medical coverage: Up to $100,000 of coverage for medical expenses out-of-country, or out-of-province, plus additional benefits for emergency return flights and family transportation.
  • Private tutoring: The Active Plan ensures your child doesn't fall behind in school due to an accident.
  • Critical Illness coverage: The Active Plan provides up to $12,600 of coverage for hospital services or nursing expenses.
  • And much more!

Value Plan

$14.50 per year

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The Value Plan provides excellent coverage at a great price. It is an affordable supplement to your provincial health insurance or existing dental plan.

For children 6 months to 19 years of age.

Key Features:

  • Dental treatment coverage: Sometimes a corrective dental procedure can't be performed immediately after an accident has occurred. Our Value Plan provides coverage for all treatment within 7 years after an accident, and even covers treatment after 7 years up to $1,250 per tooth.
  • Full hospital services coverage: All of our plans cover the full cost of a hospital room and other necessary hospital services, such as a registered nurse, wheelchairs, casts, and prescription drugs.
  • Eyeglasses/contact lenses: If your child is injured and requires replacement glasses due to an accident, the Value Plan will cover you up to $300.
  • Babysitting expenses: Both our Active and Value Plans cover babysitting expenses during school hours, or your work day, if your child requires home care due to an accident.
  • And much more!

Adult Plan

$32.00 per year

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Accidents hurt... even for grown ups! Our Adult Plan provides you with the ability to cover yourself and/or your spouse. It also allows you to continue covering university-aged children over 19.

For adults 20 to 64 years of age.

Key Features:

  • Full hospital services coverage: All of our plans cover the full cost of a hospital room and other necessary hospital services, such as a registered nurse, wheelchairs, casts, and prescription drugs.
  • Dental treatment: Our Adult Plan covers the full cost (up to the prices outlined by your provincial fee guide) of dental treatment arising from an accident for 1 year after the accident has occurred.
  • Emergency medical expenses while traveling: Up to $25,000 in coverage for emergency medical expenses when traveling out-of-province, or out-of-country.
  • And much more!

Questions? We're here to help.

1.800.556.7411        kidsplus@ia.ca